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Building-Construction Glossary
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A/C - An abbreviation for air
conditioner or air conditioning. A/C Condenser - The outside fan unit of the Air Conditioning system. It removes
the heat from the freon gas and "turns" the gas back into a liquid and pumps the liquid back to the coil in the furnace. A/C
Disconnect - The main electrical ON-OFF switch near the A/C Condenser. Acre - A plot of land comprising 43,560
sq.ft. Adhesive - A natural or synthetic material, generally in paste or liquid form, used to fasten or glue boards
together, lay floor tile, fabricate plastic laminates, etc. Aerator - The round screened screw-on tip of a sink
spout. It mixes water and air for a smooth flow. Aggregate - A mixture of sand and stone and a major component
of concrete. Air-dried lumber - Lumber that has been piled in yards or sheds for length of time. The minimum moisture
content of thoroughly air-dried lumber is usually 12 to 15 percent. Air Space - The area between insulation facing
and interior of exterior wall coverings. Normally a 1" air gap. Alcove - A recess opening off a wall of a larger
room. Often used as a sitting area, coat room, or storage area. Allowance - A sum of money set aside in the construction
contract for items which have not been selected and specified in the construction contract. For example, selection of tile
as a flooring may require an allowance for an underlayment material, or an electrical allowance which sets aside an amount
of money to be spent on electrical fixtures. Amortization - A payment plan by which a loan is reduced through monthly
payments of principal and interest. Anchor - Any fastener (usually metal) used to attach parts, such as joists,
trusses, posts, etc., to masonry or masonry materials. Anchor Bolts - Bolts to secure a wooden sill plate to concrete
, or masonry floor or wall. Annual Percentage Rate (APR) - Annual cost of credit over the life of a loan, including
interest, service charges, points, loan fees, mortgage insurance, and other items. Appraisal - An expert valuation
of property. Apron - A trim board that is installed beneath a window sill. Arcade - A series of arches
supported by columns or piers to provide an open passageway. Arch - A curved structure that will support itself
and the weight above its curved opening by mutual pressure. Architect - One who has completed a course of study
in building and design, and is licensed by the state as an architect. One who draws up plans. Areaway - Recessed
area below grade around the foundation to allow light and ventilation into basement window. Area Wells - Corrugated
metal or concrete barrier walls installed around a basement window to hold back the earth Assessment - A tax levied
on a property, or a value placed on the worth of a property. Assumption - Allows a buyer to assume responsibility
for an existing loan instead of getting a new loan. Astragal - A molding, attached to one of a pair of swinging
double doors, against which the other door strikes. Attic Access - An opening that is placed in the drywalled ceiling
of a home providing access to the attic. Attic Ventilators - In houses, screened openings provided to ventilate
an attic space. Backfill - The replacement of excavated earth into a trench around and against a basesment foundation.
Back Charge - Billings for work performed or costs incurred by one party that, in accordance with the agreement,
should have been performed or incurred by the party to whom billed. Owners bill back charges to general contractors, and general
contractors bill back charges to subcontractors. Examples of back charges include charges for cleanup work or to repair something
damaged by another subcontractor, such as a tub chip or broken window. Backfill - The replacement of excavated
earth into a trench around or against a basement /crawl space foundationwall. Backing - Frame lumber installed
between the wall studs to give additional support for drywall or an interior trim related item, such as handrail brackets,
cabinets, and towel bars. In this way, items are screwed and mounted into solid wood rather than weak drywall that may allow
the item to break loose from the wall. Carpet backing holds the pile fabric in place. Backout - Work the
framing contractor does after the mechanical subcontractors (Heating-Plumbing-Electrical) finish their phase of work at the
Rough (before insulation) stage to get the home ready for a municipal frame inspection. Generally, the framing contractor
repairs anything disturbed by others and completes all framing necessary to pass a Rough Frame Inspection. Balcony
- a deck projecting from the wall of a building above ground level. Ballast - A transformer that steps up the voltage
in a florescent lamp. Balloon - A loan that has a series of monthly payments with the remaining balance due in
a large lump sum payment at the end. Balloon Framed Wall - Framed walls (generally over 10' tall) that run the
entire vertical length from the floor sill plate to the roof. This is done to eliminate the need for a gable end truss. Balusters
- Vertical members in a railing used between a top rail and bottom rail or the stair treads. Sometimes referred to as 'pickets'
or 'spindles'. Balustrade - The rail, posts and vertical balusters along the edge of a stairway or elevated walkway.
Banister - A handrail with supporting posts used alongside a stairway. Barge - Horizontal beam rafter
that supports shorter rafters. Barge Board - A decorative board covering the projecting rafter (fly rafter) of
the gable end. At the cornice, this member is a fascia board. Base or Baseboard - A trim board placed against the
wall around the room next to the floor. Base shoe - A molding used next to the floor in interior baseboards. Baseboard
- The finish board covering the interior wall where the wall and the floor meet. Basement Window Inserts - The
window frame and glass unit that is installed in the window buck. Base Shoe - Molding used next to the floor on
interior base board. Sometimes called a carpet strip. Bat - A half-brick. Batt - A section of fiber-glass
or rock-wool insulation measuring 15 or 23 inches wide by four to eight feet long and various thickness'. Sometimes
"faced" (meaning to have a paper covering on one side) or "unfaced" (without paper). Batten - Narrow strips of
wood used to cover joints or as decorative vertical members over plywood or wide boards. Batter Board - One of
a pair of horizontal boards nailed to posts set at the corners of an excavation, used to indicate the desired level, also
as a fastening for stretched strings to indicate outlines of foundation walls. Bay Window - Any window space projecting
outward from the walls of a building, either square or polygonal in plan. Beam - A structural member transversely
supporting a load. A structural member carrying building loads (weight) from one support to another. Sometimes called a "girder".
Beam Ceiling - A ceiling in which the ceiling beams are exposed to view. Bearing Partition - A partition
that supports any vertical load in addition to its own weight. Bearing Point - A point where a bearing or structural
weight is concentrated and transferred to the foundation Bearing Wall - A wall that supports any vertical load
in addition to its own weight. Bearing Header - (a) A beam placed perpendicular to joists and to which joists are
nailed in framing for a chimney, stairway, or other opening. (b) A wood lintel. (c) The horizontal structural member over
an opening (for example over a door or window). Bedrock - A subsurface layer of earth that is suitable to support
a structure. Beech - A whitish to reddish brown hardwood used especially in construction for interior and exterior
cabinet parts. Blends well with birch for stained kitchen cabinets and vanities. Bench mark - A mark on some permanent
object fixed to the gound from which land measurements and elevations are taken. Bid - A formal offer by a contractor,
in accordance with specifications for a project, to do all or a phase of the work at a certain price in accordance with the
terms and conditions stated in the offer. Bid Bond - A bond issued by a surety on behalf of a contractor that provides
assurance to the recipient of the contractor's bid that, if the bid is accepted, the contractor will execute a contract and
provide a performance bond. Under the bond, the surety is obligated to pay the recipient of the bid the difference between
the contractor's bid and the bid of the next lowest responsible bidder if the bid is accepted and the contractor fails to
execute a contract or to provide a performance bond. Bid Security - Funds or a bid bond submitted with a bid as
a guarantee to the recipient of the bid that the contractor, if awarded the contract, will execute the contract in accordance
with the bidding requirements of the contract documents. Bid Shopping - A practice by which contractors, both before
and after their bids are submitted, attempt to obtain prices from potential subcontractors and material suppliers that are
lower than the contractors' original estimates on which their bids are based, or after a contract is awarded, seek to induce
subcontractors to reduce the subcontract price included in the bid. Bidding Requirements - The procedures and conditions
for the submission of bids. The requirements are included ion documents, such as the notice to bidders, advertisements for
bids, instructions to bidders, invitations to bid, and sample bid forms. Bifold Door - Doors that are hinged in
the middle for opening in a smaller area than standard swing doors. Often used for closet doors. Binder - A receipt
for a deposit to secure the right to purchase a home at an agreed terms by a buyer and seller. Bipass Doors - Doors
that slide by each other and commonly used as closet doors. Birch - Hard and heavy light reddish brown hardwood.
The most widely used hardwood veneer for flush doors, cabinet work, and paneling. Mill products include interior trim, flooring,
sash, and trim. Blind nailing - A method of nailing so that the nail is not visible. Blankets - Fiber-glass
or rock-wool insulation that comes in long rolls 15 or 23 inches wide. Blocked (Door Blocking) - Wood shims used
between the door frame and the vertical structural wall framing members. Blocked (Rafters) - Short "2 by 4's" used
to keep rafters from twisting, and installed at the ends and at mid-span. Blocking - Small wood pieces to brace
framing members or to provide a nailing base for gypsum board or paneling. Block Out - To install a box or barrier
within a foundation wall to prevent the concrete from entering an area. For example, foundation walls are sometimes "blocked"
in order for mechanical pipes to pass through the wall, to install a crawl space door, and to depress the concrete at a garage
door location. Blow Insulation - Fiber insulation in loose form and used to insulate attics and existing walls
where framing members are not exposed. Blue Print(s) - A type of copying method often used for architectural drawings.
Usually used to describe the drawing of a structure which is prepared by an architect or designer for the purpose of design
and planning, estimating, securing permits and actual construction. Blue Stake - Another phrase for Utility Notification.
This is when a utility company (telephone, gas, electric, cable TV, sewer and water, etc) comes to the job site and locates
and spray paints the ground and/or installs little flags to show where their service is located underground. Blown
Insulation - Fiber insulation in loose form and used to insulate attics and existing walls where framing members are not
exposed. Board Foot - A unit of measure for lumber equal to 1 inch thick by 12 inches wide by 12 inches long. Examples:
1" x 12" x 16' = 16 board feet, 2" x 12" x 16' = 32 board feet Bond or Bonding - An amount of money (usually $5,000-$10,000)
which must be on deposit with a governmental agency in order to secure a contractor's license. The bond may be used to pay
for the unpaid bills or disputed work of the contractor. Not to be confused with a ' performance bond'. Such bonds
are rarely used in residential construction, they are an insurance policy which guarantees proper completion of a project.
Boom - A truck used to hoist heavy material up and into place. To put trusses on a home or to set a heavy beam
into place. Bottom Chord - The lower or bottom horizontal member of a truss. Bottom Plate - The "2 by
4's or 6's" that lay on the subfloor upon which the vertical studs are installed. Also called the 'sole plate'. Brace
- An inclined piece of framing lumber applied to wall or floor to strengthen the structure. Often used on walls as temporary
bracing until framing has been completed. Breaker Panel - The electrical box that distributes electric power entering
the home to each branch circuit (each plug and switch) and composed of circuit breakers. Brick - A solid masonry
unit composed of clay or shale. Formed into a rectangular prism while soft and burned or fired in kiln. Brick Ledge
- Part of the foundation wall where brick (veneer) will rest. Brick Lintel - The metal angle iron that brick rests
on, especially above a window, door, or other opening. Brick Mold -Trim used around an exterior door jamb that
siding butts to. Brick Tie - A small, corrugated metal strip @ 1" X 6"- 8" long nailed to wall sheeting or studs.
They are inserted into the grout mortar joint of the veneer brick, and holds the veneer wall to the sheeted wall behind it.
Brick Veneer - A vertical facing of brick laid against and fastened to sheathing of a framed wall or tile wall
construction. Bridging - Small wood or metal members that are inserted in a diagonal position between the floor
joists or rafters at mid-span for the purpose of bracing the joists/rafters & spreading the load. BTU (British
Thermal Unit) - The amount of heat required to raise one pound of water one degree Fahrenheit. Buck - Often
used in reference to rough frame opening members. Door bucks used in reference to metal door frame. See Window Bucks Builder's
Risk Insurance - Insurance coverage on a construction project during construction, including extended coverage that may
be added for the contract for the customer's protections. Building Codes - Community ordinances governing the manner
in which a home may be constructed or modified. Building Insurance - Insurance covering the structure of the building.
Building Paper - A general term for papers, felts, and similar sheet materials used in buildings without reference
to their properties or uses. Generally comes in long rolls. Built-Up Roof - A roofing composed of three to five
layers of asphalt felt laminated with coal tar, pitch, or asphalt. The top is finished with crushed slag or gravel. Generally
used on flat or low-pitched roofs. Bull Nose (Drywall) - Rounded drywall corners. Bundle - A package
of shingles. Normally, there are 3 bundles per square and 27 shingles per bundle. Bureau of Land Management - The
branch of government in charge of surveying public lands. Butt Edge - The lower edge of the shingle tabs. Butt
Hinge - The most common type. One leaf attaches to the door's edge, the other to its jamb. Butt Joint - The
junction where the ends of two timbers meet, and also where sheets of drywall meet on the 4 foot edge. To place materials
end-to-end or end-to-edge without overlapping. Buy Down - A subsidy (usually paid by a builder or developer) to
reduce monthly payments on a mortgage. By Fold Door - Doors that are hinged in the middle for opening in a smaller
area than standard swing doors. Often used for closet doors. By Pass Doors - Doors that slide by each other and
commonly used as closet doors. C.O. - An abbreviation for "Certificate of Occupancy". This certificate is
issued by the local municipality and is required before anyone can occupy and live within the home. It is issued only after
the local municipality has made all inspections and all monies and fees have been paid. Caisson - A 10" or 12"
diameter hole drilled into the earth and embedded into bedrock 3 - 4 feet. The structural support for a type of foundation
wall, porch, patio, monopost, or other structure. Two or more "sticks" of reinforcing bars (rebar) are inserted into and run
the full length of the hole and concrete is poured into the caisson hole Cantilever - An overhang. Where one floor
extends beyond and over a foundation wall. For example at a fireplace location or bay window cantilever. Normally, not extending
over 2 feet. Cantilevered Void - Foundation void material used in unusually expansive soils conditions. This void
is "trapezoid" shaped and has vertical sides of 6" and 4" respectively. Cap - The upper member of a column, pilaster,
door cornice, molding, or fireplace. Cap Flashing - The portion of the flashing attached to a vertical surface
to prevent water from migrating behind the base flashing. Capital - The principal part of a loan, i.e. the original
amount borrowed. Capital and Interest - A repayment loan and the most conventional form of home loan. The borrower
pays an amount each month to cover the amount borrowed (or capital or principal) plus the interest charged on capital.
Capped Rate - The mortgage interest rate will not exceed a specified value during a certain period of time, but
it will fluctuate up and down below that level. Carpet backing - holds the pile fabric in place. Carport
- A garage not fully enclosed. Casement - Frames of wood or metal enclosing part (or all) of a window sash. May
beopened by means of hinges affixed to the vertical edges. Casement Window - A window with hinges on one of the
vertical sides and swings open like a normal door Casing - Wood trim molding installed around a door or window
opening. Caulking - (1) A flexible material used to seal a gap between two surfaces e.g. between pieces of siding
or the corners in tub walls. (2) To fill a joint with mastic or asphalt plastic cement to prevent leaks. CCA (Chromated
Copper Arsenate) - A pesticide that is forced into wood under high pressure to protect it from termites, other wood boring
insects, and decay caused by fungus Celotex ™ - Black fibrous board that is used as exterior sheething. Ceiling
Joist - One of a series of parallel framing members used to support ceiling loads and supported in turn by larger beams,
girders or bearing walls. Also called roof joists. Cement - The gray powder that is the "glue" in concrete. Portland
cement. Also, any adhesive. Central heating - A system by which the heat from a single source is distributed with
ducts. Ceramic Tile - A man-made or machine-made clay tile used to finish a floor or wall. Generally used in bathtub
and shower enclosures and on counter tops. CFM (Cubic Feet Per Minute) - A rating that expresses the amount of
air a blower or fan can move. The volume of air (measured in cubic feet) that can pass through an opening in one minute. Chain
- A unit of land measurement 66 ft. in length. Chair Rail - Interior trim material installed about 3-4 feet up
the wall, horizontally. Chalk Line - A line made by snapping a taut string or cord dusted with chalk. Used for
alignment purposes. Chamfer - A believed edge on a board formed by removing the sharp corner. Generally used on
moldings, edges of drawer fronts, and cabinet doors. Change Order - A written document which modifies the plans
and specifications and/or the price of the construction Contract. Chase - A framed enclosed space around a flue
pipe or a channel in a wall, or through a ceiling for something to lie in or pass through. Chink - To install fiberglass
insulation around all exterior door and window frames, wall corners, and small gaps in the exterior wall. Chip Board
- A manufactured wood panel made out of 1"- 2" wood chips and glue. Often used as a substitute for plywood in the exterior
wall and roof sheathing. Also called OSB (Oriented Strand Board) or wafer board. Chipped Grain - Wood surface that
has been roughened by the action of cutting tools. Considered a defect when sufaces are to be smoothly finished. Chord
- The horizontal member of a truss connecting the lower corners. Circuit - The path of electrical flow from a power
source through an outlet and back to ground. Circuit Breaker - A device which looks like a switch and is usually
located inside the electrical breaker panel or circuit breaker box. It is designed to (1) shut of the power to portions or
all of the house and (2) to limit the amount of power flowing through a circuit (measured in amperes). 110 volt household
circuits require a fuse or circuit breaker with a rating of 15 or a maximum of 20 amps. 220 volt circuits may be designed
for higher amperage loads e.g. a hot water heater may be designed for a 30 amp load and would therefore need a 30 amp fuse
or breaker. Class "A" - Optimum fire rating issued by Underwriter's Laboratories on roofing. The building codes
in some areas require this type of roofing for fire safety. Class "C" - Minimum fire rating issued by the Underwriters'
Laboratories for roofing materials. Clean Out - An opening providing access to a drain line. Closed with a threaded
plug. Clear Title - A title to property that is free of any defects. Cleat - A piece of wood, normally
used in frame construction, fastened to another member to serve as a brace or support. Clip Ties - Sharp, cut metal
wires that protrude out of a concrete foundation wall (that at one time held the foundation form panels in place). Cold
Air Return - The ductwork (and related grills) that carries room air back to the furnace for re-heating. Collar
- Preformed flange placed over a vent pipe to seal the roofing above the vent pipe opening. Also called a vent sleeve. Collar
Beam - Nominal 1- or 2-inch-thick members connecting opposite roof rafters. They serve to stiffen the roof structure.
Column - A vertical structural compression member which supports loads. Combustion Air - The duct work
installed to bring fresh, outside air to the furnace and/or hot water heater. Normally 2 separate supplies of air are brought
in: One high and One low. Combustion Chamber - The part of a boiler, furnace or woodstove where the burn occurs;
normally lined with firebrick or molded or sprayed insulation. Compression Web - A member of a truss system
which connects the bottom and top chords and which provides downward support. Compressor - A mechanical device
that pressurizes a gas in order to turn it into a liquid, thereby allowing heat to be removed or added. A compressor is the
main component of conventional heat pumps and air conditioners. In an air conditioning system, the compressor normally sits
outside and has a large fan (to remove heat). Computer aided design - Using the computer ot perform drafting and
design functions. Concrete - The mixture of Portland cement, sand, gravel, and water. Used to make garage and basement
floors, sidewalks, patios, foundation walls, etc. It is commonly reinforced with steel rods (rebar) or wire screening (mesh).
Concrete Block - A hollow concrete 'brick' often 8" x 8" x 16" in size. Concrete Board - A panel made
out of concrete and fiberglass usually used as a tile backing material. Condensate Line - The copper pipe that
runs from the outside air conditioning condenser to the inside furnace ( where the a/c coil is located). Condensation
- Beads or drops of water (and frequently frost in extremely cold weather) that accumulate on the inside of the exterior covering
of a building. Use of louvers or attic ventilators will reduce moisture condensation in attics. A vapor barrier under the
gypsum lath or dry wall on exposed walls will reduce condensation. Condensing Unit - The outdoor component of a
cooling system. It includes a compressor and condensing coil designed to give off heat. Conditions, Convenants, and
Restrictions (CC and Rs) - The standards that define how a property may be used and the protections the developer makes
for the benefit of all owners in a subdivision. Conduction - The direct transfer of heat energy through a material.
Conductivity - The rate at which heat is transmitted through a material. Conduit, Electrical - A pipe,
usually metal, in which wire is installed. Construction Contract - A legal document which specifies the what-when-where-how-how
much and by whom in a construction project. A good construction contract will include: 1. The contractors
registration number. 2. A statement of work quality such as 'Standard Practices of the Trades'or 'according
to Manufacturers Specifications'. 3. A set of Blue Prints or Plans 4. A construction
timetable including starting and completion dates. 5. A set of Specifications
6. A Fixed Price for the work, or a Time and Materials formula. 7. A Payment Schedule.
8. Any Allowances. 9. A clause which outlines how any disputes will be resolved.
10. A written Warrantee. Construction Drywall - A type of construction in which the interior wall finish is applied
in a dry condition, generally in the form of sheet materials or wood paneling as contrasted to plaster. Construction,
Frame - A type of construction in which the structural components are wood or depend upon a wood frame for support. Continuity
Tester - A device that tells whether a circuit is capable of carrying electricity. Contractor - A company licensed
to perform certain types of construction activities. In most states, the generals contractor's license and some specialty
contractor's licenses don't require of compliance with bonding, workmen's compensation and similar regulations. Some of the
specialty contractor licenses involve extensive training, testing and/or insurance requirements. There are various types of
contractors: • General contractor - responsible for the execution, supervision and overall coordination of a project
and may also perform some of the individual construction tasks. Most general contractors are not licensed to perform all specialty
trades and must hire specialty contractors for such tasks, e.g. electrical, plumbing. • Remodeling contractor - a
general contractor who specializes in remodeling work. • Specialty contractor - licensed to perform a specialty task
e.g. electrical, side sewer, asbestos abatement. • Sub contractor - a general or specialty contractor who works for
another general contractor. Control Joint - Tooled, straight grooves made on concrete floors to "control" where
the concrete should crack Convection - Currents created by heating air, which then rises and pulls cooler air behind
it. Also see radiation. Conventional Loan A mortgage loan not insured by a government agency (such as FHA or VA)
Convertibility The ability to change a loan from an adjustable rate schedule to a fixed rate schedule. Cooling
Load - The amount of cooling required to keep a building at a specified temperature during the summer, usually 78° F,
regardless of outside temperature. Coped - Removing the top and bottom flange of the end(s) of a metal I-beam.
This is done to permit it to fit within, and bolted to, the web of another I-beam in a "T" arrangement Coped Joint
- Cutting and fitting woodwork to an irregular surface. Coping - A cap or top course of a masonry wall to protect
lower areas from water penetration. Corbel - The triangular, decorative and supporting member that holds a mantel
or horizontal shelf. Core - The inner layer or layers of plywood. The core may consist of veneer, solid lumber,
or composition board. Corner Bead - A strip of formed sheet metal placed on outside corners of drywall before applying
drywall 'mud'. Corner Boards - Used as trim for the external corners of a house or other frame structure against
which the ends of the siding are finished. Corner Braces - Diagonal braces at the corners of the framed structure
designed to stiffen and strengthen the wall. Cornice - Overhang of a pitched roof , usually consisting of a fascia
board, a soffit and appropriate trim moldings. Cornice Return - That portion of the cornice that returns on the
gable end of a house. Counter Flashing - A metal flashing usually used on chimneys at the roofline to cover shingle
flashing and used to prevent moisture entry. Counterfort - A foundation wall section that strengthens (and generally
perpendicular to) a long section of foundation wall. Counterflashing - A flashing used under the regular flashing.
Course - A row of shingles or roll roofing running the length of the roof. Parallel layers of building materials
such as bricks, or siding laid up horizontally. Cove - Molded trim of a concave shape used around cabinet construction
and other built-ins. Cove Molding - A molding with a concave face used as trim or to finish interior corners. Crawl
Space - A shallow space below the living quarters of a house, normally enclosed by the foundation wall and having a dirt
floor. Credit Rating - A report ordered by a lender from a credit agency to determine a borrower's credit habits.
Cricket - A second roof built on top of the primary roof to increase the slope of the roof or valley. A saddle-shaped,
peaked construction connecting a sloping roof with a chimney. Designed to encourage water drainage away from the chimney joint.
Cripple - Short vertical "2 by 4's or 6's" frame lumber installed above a window or door. Cross bracing
- Boards nailed diagonally across studs or other boards to make framework rigid. Cross Bridging - Diagonal bracing
between adjacent floor joists, placed near the center of the joist span to prevent joists from twisting. Cross Tee
- Short metal " T" beam used in suspended ceiling systems to bridge the spaces between the main beams. Crown
Molding - A molding used on cornice or wherever an interior angle is to be covered, especially at the roof and wall corner.
Cul-De-Sac - A street or court with no outlet which provides a circular turn around for vehicles. Cull
- Building material (especially boards that is rejected because of defects or below usuable grade. Culvert - Round,
corrugated drain pipe (normally 15" or 18" in diameter) that is installed beneath a driveway and parallel to and near the
street. Cupola - A small, decorative structure built on the roof of a house. It is often placed over an attached
garage and may also be used for ventilating purposes. Cupping - A type of warping that causes boards to curl up
at their edges. Curb - The short elevation of an exterior wall above the deck of a roof. Normally a 2 by 6 box
(on the roof) on which a skylight is attached. Curb Stop - Normally a cast iron pipe with a lid (@ 5" in diameter)
that is placed vertically into the ground, situated near the water tap in the yard, and where a water cut-off valve to the
home is located (underground). A long pole with a special end is inserted into the curb stop to turn off/on the water. Curtain
Wall - An exterior wall which provides no structural support. Cut-in Brace - Nominal 2-inch-thick members,
usually 2 by 4's, cut in between each stud diagonally. Dado Joint - A groove cut across the face of a board to
receive the end of another board. Often used in quality shelf and cabinet construction. Damper - A movable plate
which regulates the draft of a stove, fireplace, or furnace. Dado - A groove cut into a board or panel intended
to receive the edge of a connecting board or panel. Damper - A metal "door" placed within the fireplace chimney.
Normally closed when the fireplace is not in use. Dampproofing - The black, tar like waterproofing material applied
to the exterior of a foundation wall. Daylight - The end of a pipe (the terminal end) that is not attached to anything.
Dead Bolt - An exterior security lock installed on exterior entry doors that can be activated only with a key or
thumb-turn. Unlike a latch, which has a beveled tongue, dead bolts have square ends. Dead Light - The fixed, non-operable
window section of a window unit. Dead Load - All the unmovable weight in a stucture and the weight of the structure
itself. Deck, Decked - To install the plywood or wafer board sheeting on the floor joists, rafters, or trusses.
Dedicated Circuit - An electrical circuit that serves only one appliance (ie, dishwasher) or a series of electric
heaters or smoke detectors. Deed - A document indicating that the ownership of land has been transferred from one
person to another. Default - Breach of a mortgage contract (not making the required payments). De-Humidistat
- A control mechanism used to operate a mechanical ventilation system based upon the relative humidity in the home. Delamination
- Separation of the plies in a panel due to failure of the adhesive. Usually caused by excessive moisture. Dimension
Lumber - Framing lumber which is 2 in. thick and from 4 to 12 in. wide. Disconnect - A large (generally 20
Amp) electrical ON-OFF switch. Discount Rate - A mortgage interest rate that is lower than the current rate for
a certain period of time, e.g. 2.00% below variable rate for 2 years. Dome Structures - Structures incorporating
design elements of the geodesic dome or triangular space frames. Doorjamb, Interior - The surrounding case into
which and out of which a door closes and opens. It consists of two upright pieces, called side jambs, and a horizontal head
jamb. These 3 jambs have the "door stop" installed on them. Door Operator - An automatic garage door opener. Door
Stop - The wooden style that the door slab will rest upon when it's in a closed position. Dormer - An opening
in a sloping roof, the framing of which projects out to form a vertical wall suitable for windows or other openings. Double
Glass - Window or door in which two panes of glass are used with a sealed air space between. Also known as Insulating
Glass. Double Glazing - Making a pane of two pieces of glass with air space between and sealed to proved insulation.
Double Header - Two or more timbers joined for strength. Double Hung Window - A window with two vertically
sliding sashes, both of which can move up and down. Douglas Fir - A yellow to pale reddish soft wood. The leading
veneer wood primarily converted into plywood and widely used in building and construction. Lumber used in general construction.
Mill products used for sash, flooring, and doors. Down Payment - The difference between the sales price and the
mortgage amount. A downpayment is usually paid at closing. Downspout - A pipe, usually of metal, for carrying rainwater
down from the roof's horizontal gutters. Drain Tile - A perforated, corrugated plastic pipe laid at the bottom
of the foundation wall and used to drain excess water away from the foundation. It prevents ground water from seeping through
the foundation wall. Sometimes called perimeter drain. Draw - The amount of progress billings on a contract that
is currently available to a contractor under a contract with a fixed payment schedule. Drip - (a) A member of a
cornice or other horizontal exterior finish course that has a projection beyond the other parts for throwing off water.(b)
A groove in the underside of a sill or drip cap to cause water to drop off on the outer edge instead of drawing back and running
down the face of the building. Drip Cap - A molding or metal flashing placed on the exterior topside of a door
or window frame to cause water to drip beyond the outside of the frame. Dry In - To install the black roofing felt
(tar paper) on the roof. Drywall (or Gypsum Wallboard (GWB), Sheet Rock or Plasterboard) Dry Wall - Wall board
or gypsum- A manufactured panel made out of gypsum plaster and encased in a thin cardboard. Usually 1/2" thick and 4' x 8'
or 4' x 12' in size. The panels are nailed or screwed onto the framing and the joints are taped and covered with a 'joint
compound'. 'Green board' type drywall has a greater resistance to moisture than regular (white) plasterboard and is used in
bathrooms and other "wet areas". Ducts - The heating system. Usually round or rectangular metal pipes installed
for distributing warm (or cold) air from the furnace to rooms in the home. Also a tunnel made of galvanized metal or
rigid fiberglass, which carries air from the heater or ventilation opening to the rooms in a building. Due-on-Sale
- A clause in a mortgage contract requiring the borrower to pay the entire outstanding balance upon sale or transfer of the
property. Duplex Outlet - Electrical wall outlet having two plug receptacle. Dura Board, Dura Rock -
A panel made out of concrete and fiberglass usually used as a ceramic tile backing material. Commonly used on bathtub decks.
Sometimes called Wonder board DWV (drain-waste-vent)- The section of a plumbing system that carries water and sewer
gases out of a home. Earth Sheltered Dwelling - A structure which uses soil to reduce heat loss (or gain). Easement
- An area of a piece of property given rights to another for the purpose of placing power lines,drains, and other specified
uses. Earnest Money - A sum paid to the seller to show that a potential purchaser is serious about buying. Earthquake
Strap - A metal strap used to secure gas hot water heaters to the framing or foundation of a house. Intended to reduce
the chances of having the water heater fall over in an earthquake and causing a gas leak. Easement - A formal contract
which allows a party to use another party's property for a specific purpose. e.g. A sewer easement might allow one party to
run a sewer line through a neighbors property. Eastern Fir - A softwood similar to spruce in its general characteristics.
Used for siding, moldings, and general construction. Eaves- The horizontal exterior roof overhang. Egress
- A means of exiting the home. An egress window is required in every bedroom and basement. Normally a 4' X 4' window is the
minimum size required Elbow (ell)- A plumbing or electrical fitting that lets you change directions in runs of
pipe or conduit. Electric Lateral - The trench or area in the yard where the electric service line (from a transformer
or pedestal) is located, or the work of installing the electric service to a home. Electric Resistance Coils -
Metal wires that heat up when electric current passes through them and are used in baseboard heaters and electric water heaters.
Electrical Entrance Package - The entry point of the electrical power including: (1) the 'strike' or location where
the overhead or underground electrical lines connect to the house, (2) The meter which measures how much power is used and
(3) The 'panel' or 'circuit breaker box ' (or 'fuse box') where the power can be shut off and where overload devices such
a fuses or circuit breakers and located. Electrical Rough - Work performed by the Electrical Contractor after the
plumber and heating contractor are complete with their phase of work. Normally all electrical wires, and outlet, switch, and
fixture boxes are installed (before insulation). Electrical Trim - Work performed by the electrical contractor
when the house is nearing completion. The electrician installs all plugs, switches, light fixtures, smoke detectors, appliance
"pig tails", bath ventilation fans, wires the furnace, and "makes up" the electric house panel. The electrician does all work
necessary to get the home ready for and to pass the municipal electrical final inspection Elevation Sheet - The
page on the blue prints that depicts the house or room as if a vertical plane were passed through the structure. Equity
- The "valuation" that you own in your home, i.e. the property value less the mortgage loan outstanding. Escrow
- The handling of funds or documents by a third party on behalf of the buyer and/or seller. Estimate - The amount
of labor, materials, and other costs that a contractor anticipates for a project as summarized in the contractor's bid proposal
for the project. Escutcheon - An ornamental plate that fits around a pipe extending through a wall or floor to
hide the cut out hole Estimating - The process of calculating the cost of a project. This can be a formal and exact
process or a quick and imprecise process. Evaporator Coil - The part of a cooling system that absorbs heat from
air in your home. Also see condensing unit. Excavation - A cavity or pit produced by digging the earth in preparation
for construction. Expansion Joint - Fibrous material (@1/2" thick) installed in and around a concrete slab to permit
it to move up and down (seasonally) along the non-moving foundation wall. Expansive Soils - Earth that swells and
contracts depending on the amount of water that is present. ("Betonite" is an expansive soil). Exposed Aggregate Finish
- A method of finishing concrete which washes the cement/sand mixture off the top layer of the aggregate - usually gravel.
Often used in driveways, patios and other exterior surfaces. Extras - Additional work requested of a contractor,
not included in the original plan, which will be billed separately and will not alter the original contract amount, but increase
the cost of building the home. FHA - FHA is the Federal Housing Administration. An FHA Mortgage is a Home Mortgage
that is fully insured by the FHA. FHA, was established in 1934 to increase home ownership by providing an insurance program
to safeguard lenders against borrower default. The FHA sets standards for property construction and credit underwriting, but
it does not lend money, plan or build housing. FHA Strap - Metal straps that are used to repair a bearing wall
"cut-out", and to "tie together" wall corners, splices, and bearing headers. Also, they are used to hang stairs and landings
to bearing headers. Facade - The front elevation or face of a structure. Face Nail - To install nails
into the vertical face of a bearing header or beam. Faced Concrete - To finish the front and all vertical sides
of a concrete porch, step(s), or patio. Normally the "face" is broom finished. Facing Brick - The brick used and
exposed on the outside of a wall. Usually these have a finished texture. Fascia - Horizontal boards attached to
rafter/truss ends at the eaves and along gables. Roof drain gutters are attached to the fascia. Fiberboard - A
building board made with fibrous material and used as an insulting board. Felt - Tar paper. Installed under the
roof shingles. Normally 15 lb. or 30 lb. Female - Any part, such as a nut or fitting, into which another (male)
part can be inserted. Internal threads are female. Ferrule - Metal tubes used to keep roof gutters "open". Long
nails (ferrule spikes) are driven through these tubes and hold the gutters in place along the fascia of the home. Field
Measure - To take measurements (cabinets, countertops, stairs, shower doors, etc.) in the home itself instead of using
the blueprints. Filled Insulation - A loose insulating material poured from bags or blown by machine into walls.
Finger Joint - A manufacturing process of interlocking two shorter pieces of wood end to end to create a longer
piece of dimensional lumber or molding. Often used in jambs and casings and are normally painted (instead of stained). Fire
Block - Short horizontal members sometimes nailed between studs, usually about halfway up a wall. See also 'Fire stop'.
Fire Brick - Brick made of refractory ceramic material which will resist high temperatures. Used in a fireplace
and boiler. Fireplace Chase Flashing Pan - A large sheet of metal that is installed around and perpendicular to
the fireplace flue pipe. It's purpose is to confine and limit the spread of fire and smoke to a small area. Fire-Resistive
or Fire Rated (FR) - Applies to materials that are not combustible in the temperatures of ordinary fires and will withstand
such fires for at least 1 hour. Drywall used in the garage and party walls are to be fire rated, 5/8", Type X. Fire
Retardant Chemical - A chemical or preparation of chemicals used to reduce the flammability of a material or to retard
the spread of flame. Fire Stop - A solid, tight closure of a concealed space, placed to prevent the spread of fire
and smoke through such a space. In a frame wall, this will usually consist of 2 by 4 cross blocking between studs. Work performed
to slow the spread of fire and smoke in the walls and ceiling (behind the drywall). Includes stuffing wire holes in the top
and bottom plates with insulation, and installing blocks of wood between the wall studs at the drop soffit line. This is integral
to passing a Rough Frame inspection. See also 'Fire block'. Fishplate (Gusset) - A wood or plywood piece
used to fasten the ends of two members together at a butt joint with nails or bolts. Sometimes used at the junction of opposite
rafters near the ridge line. Sometimes called a gang nail plate. Fish Tape - A long strip of spring steel used
for fishing cables and for pulling wires through conduit. Fixed Price Contract - A contract with a set price for
the work. See Time and Materials Contract. Fixed Rate - A loan where the initial payments are based on a certain
interest rate for a stated period . The rate payable will not change during this period regardless of changes in the
lender's standard variable rate. Fixed Rate Mortgage - A mortgage with an interest rate that remains the same over
the years. Flagstone (Flagging or Flags) - Flat stones (1 to 4 inches thick) used for walks, steps, floors, and
vertical veneer (in lieu of brick). Flakeboard - A manufactured wood panel made out of 1"- 2" wood chips and glue.
Often used as a substitute for plywood in the exterior wall and roof sheathing. Also called OSB or wafer board. Flame
Retention Burner - An oil burner, designed to hold the flame near the nozzle surface. Generally the most efficient type
for residential use. Flashing - Sheet metal or other material used in roof and wall construction to protect a building
from water seepage. Flat Mold - Thin wood strips installed over the butt seam of cabinet skins. Flat Paint
- An interior paint that contains a high proportion of pigment and dries to a flat or lusterless finish. Flatwork
- Common word for concrete floors, driveways, basements, and sidewalks. Floating - The next-to-last stage in concrete
work, when you smooth off the job and bring water to the surface by using a hand float or bull float. Floating Wall
- A non-bearing wall built on a concrete floor. It is constructed so that the bottom two horizontal plates can compress or
pull apart if the concrete floor moves up or down. Normally built on basements and garage slabs. Fluorescent Lighting
- A fluorescent lamp is a gas-filled glass tube with a phosphur coating on the inside. Gas inside the tube is ionized
by electricity which causes the phosphur coating to glow. Normally with two pins that extend from each end. Flue
- Large pipe through which fumes escape from a gas water heater, furnace, or fireplace. Normally these flue pipes are double
walled, galvanized sheet metal pipe and sometimes referred to as a "B Vent". Fireplace flue pipes are normally triple walled.
In addition, nothing combustible shall be within one inch from the flue pipe. Flue Collar - Round metal ring which
fits around the heat flue pipe after the pipe passes out of the roof. Flue Damper - An automatic door located in
the flue that closes it off when the burner turns off; purpose is to reduce heat loss up the flue from the still-warm furnace
or boiler. Flue Lining - 2-foot lengths, fire clay or terra-cotta pipe (round or square) and usually madein all
ordinary flue sizes. Used for the inner lining of chimneys with the brick or masonry work done around the outside. Flue linings
in chimneys runs from one foot below the flue connection to the top of the chimney. Fly Rafters - End rafters of
the gable overhang supported by roof sheathing and lookouts. Footer, Footing - Continuous 8" or 10" thick concrete
pad installed before and supports the foundation wall or monopost. Forced Air Heating - A common form of heating
with natural gas, propane, oil or electricity as a fuel. Air is heated in the furnace and distributed through a set of metal
ducts to various areas of the house. Form - Temporary structure erected to contain concrete during placing and
initial hardening. Footing - A masonry section, usually concrete, in a rectangular form wider than the bottom of
the foundation wall or pier it supports. Foundation - The supporting portion of a structure below the first floor
construction, or below grade, including the footings. Foundation Ties - Metal wires that hold the foundation wall
panels and rebar in place during the concrete pour. Foundation Waterproofing - High-quality below-grade moisture
protection. Used for below-grade exterior concrete and masonry wall damp-proofing to seal out moisture and prevent corrosion.
Normally looks like black tar. Frame Inspection - The act of inspecting the home's structural integrity and it's
complianceto local municipal codes. Framer -The carpenter contractor that installs the lumber and erects the frame,
flooring system, interior walls, backing, trusses, rafters, decking, installs all beams, stairs, soffits and all work related
to the wood structure of the home. The framer builds the home according to the blueprints and must comply with local building
codes and regulations. Framing - Lumber used for the structural members of a building, such as studs, joists,
and rafters. Framing, Balloon - A system of framing a building in which all vertical structural elements of the
bearing walls and partitions consist of single pieces extending from the top of the foundation sill plate to the roof plate
and to which all floor joists are fastened. Frieze - In house construction a horizontal member connecting the top
of the siding with the soffit of the cornice. Frost Lid - Round metal lid that is installed on a water meter pit.
Frost Line - The depth of frost penetration in soil and/or the depth at which the earth will freeze and swell.
This depth varies in different parts of the country. Furring Strips - Strips of wood, often 1 X 2 and used to shim
out and provide a level fastening surface for a wall or ceiling. Fuse - A device often found in older homes designed
to prevent overloads in electrical lines. This protects against fire. See also 'circuit breakers'. GF C I, or
G F I - Ground Fault Circuit Interrupter- an ultra sensitive plug designed to shut off all electric current. Used in bathrooms,
kitchens, exterior waterproof outlets, garage outlets, and "wet areas". Has a small reset button on the plug. Gable
- The end, upper, triangular area of a home, beneath the roof. Gang Nail Plate - A steel plate attached to both
sides at each joint of a truss. Sometimes called a fishplate or gussett. Garrett - An attic or unfinished part
of a house just under the roof. Gate Valve - A valve that lets you completely stop—but not modulate—the
flow within a pipe. General Contractor A contractor who enters into a contract with the owner of a project for
the construction of the project and who takes full responsibility for its completion, although the contractor may enter into
subcontracts with others for the performance of specific parts or phases of the project. Gas Lateral - The trench
or area in the yard where the gas line service is located, or the work of installing the gas service to a home. Girder
- A large or principal beam of wood or steel used to support concentrated loads at isolated points along its length. Glazing
- The process of installing glass, which commonly is secured with glazier's points and glazing compound. Globe Valve
- A valve that lets you adjust the flow of water to any rate between fully on and fully off. Also see gate valve. Gloss
Enamel - A finishing paint material. Forms a hard coating with maximum smoothness of surface and dries to a sheen or luster
(gloss) Glued Laminated Beam (Glulam) - A structural beam composed of wood laminations or lams. The lams are pressure
bonded with adhesives to attain a typical thickness of 1 ½" . (It looks like 5 or more 2 X 4's are glued together). Grade
- Ground level, or the elevation at any given point. Also the work of leveling dirt. Also the designated quality of a manufactured
piece of wood. Grade Beam - A foundation wall that is poured @ level with or just below the grade of theearth.
An example is the area where the 8' or 16' overhead garage door "block out" is located, or a lower (walk out basement) foundation
wall is poured Graduated Payment Mortgage (GPM) - A fixed-rate, fixed-schedule loan. It starts with lower payments
than a level payment loan; payments rise annually, with the entire increase being used to reduce the outstanding balance.
The increase in payments may enable the borrower to pay off a 30-year loan in 15 to 20 years, or less. Grain -
The direction, size, arrangement, appearance, or quality of the fibers in wood. Grid - The completed assembly of
main and cross tees in a suspended ceiling system before the ceiling panels are installed. Also the decorative slats (munton)
installed between glass panels. Ground - Refers to electricity's habit of seeking the shortest route to earth.
Neutral wires carry it there in all circuits. An additional grounding wire or the sheathing of the metal-clad cable or conduit—protects
against shock if the neutral leg is interrupted. Ground Fault - Ground Fault Circuit Interrupter (GFCI, GFI)- an
ultra sensitive plug designed to shut off all electric current. Used in bathrooms, kitchens, exterior waterproof outlets,
garage outlets, and "wet areas". Has a small reset button on the plug. Ground Iron - The plumbing drain and waste
lines that are installed beneath the basement floor. Cast iron was once used, but black plastic pipe (ABS) is now widely used.
Groundwater - Water from an aquifer or subsurface water source. Grout - A wet mixture of cement, sand
and water that flows into masonry or ceramic crevices to seal the cracks between the different pieces. Mortar made of such
consistency (by adding water) that it will flow into the joints and cavities of the masonry work and fill them solid. Gusset
- A flat wood, plywood, or similar type member used to provide a connection at the intersection of wood members. Most commonly
used at joints of wood trusses. They are fastened by nails, screws, bolts, or adhesives. Gutter - A shallow channel
or conduit of metal or wood set below and along the (fascia) eaves of a house to catch and carry off rainwater from the roof.
um Gypsm Board - Drywall. Wall board or gypsum - A panel (normally 4' X 8', 10', 12', or 16')made with a core of
Gypsum (chalk-like) rock, which covers interior walls and ceilings. Gypsum Plaster - Gypsum formulated to be used
with the addition of sand and water for base-coat plaster. H Clip - Small metal clips formed like an "H" that fits
at the joints of two plywood (or wafer board) sheets to stiffen the joint. Normally used on the roof sheeting. Hanger
- A metal strap used to support piping or the ends of joists. Hardware - All of the "metal" fittings that go into
the home when it is near completion. For example, door knobs, towel bars, handrail brackets, closet rods, house numbers, door
closers, etc. The Interior Trim Carpenter installs the "hardware". Hardwood - Wood produced from broad-leaved trees
or trees that lose their leaves. Examples include oak, maple, walnut, and birch. Haunch - An extension, knee like
protrusion of the foundation wall that a concrete porch or patio will rest upon for support. Hazard insurance -
Protection against damage caused by fire, windstorms, or other common hazards. Many lenders require borrowers to carry it
in an amount at least equal to the mortgage. Header - (a) A beam placed perpendicular to joists and to which joists
are nailed inframing for a chimney, stairway, or other opening. (b) A wood lintel. (c) The horizontal structural member over
an opening (for example over a door or window). Hearth - The fireproof area directly in front of a fireplace. The
inner or outer floor of a fireplace, usually made of brick, tile, or stone. Heating Load - The amount of heating
required to keep a building at a specified temperature during the winter, usually 65° F, regardless of outside temperature.
Heat exchanger - A device for removing heat from water or air and transferring the heat to another medium. Baseboard
convectors are water to air heat exchangers. Heat Meter - An electrical municipal inspection of the electric meter
breaker panel box. Heat Pump - A mechanical device which uses compression and decompression of gas to heat and/or
cool a house. Heat Rough - Work performed by the Heating Contractor after the stairs and interior walls are built.
This includes installing all duct work and flue pipes. Sometimes, the furnace and fireplaces are installed at this stage of
construction. Heat Trim - Work done by the Heating Contractor to get the home ready for the municipal Final Heat
Inspection. This includes venting the hot water heater, installing all vent grills, registers, air conditioning services,
turning on the furnace, installing thermostats, venting ranges and hoods, and all other heat related work. Heel Cut
- A notch cut in the end of a rafter to permit it to fit flat on a wall and on the top, doubled, exterior wall plate. Hexadome
- One variation of the geodesic dome. Hickory - A hard and heavy brown to reddish brown hard wood. Used as face
veneer for decorative interior plywood paneling and as solid lumber in special flooring applications. Pecan, a variety of
the hickory family, has similar properties and construction applications. Highlights - A light spot, area, or streak
on a painted surface. Hip - A roof with four sloping sides. The external angle formed by the meeting of two sloping
sides of a roof. Hip Rafter - The diagonal rafter that extends from the plate to the ridge to form the hip. Hip
Roof - A roof that rises by inclined planes from all four sides of a building. Home Run (Electrical) - The
electrical cable that carries power from the main circuit breaker panel to the first electrical box, plug, or switch in the
circuit. Honey Combs - The appearance concrete makes when rocks in the concrete are visible and where there are
void areas in the foundation wall, especially around concrete foundation windows. Hose Bib - An exterior water
faucet (sill cock). Hot Wire - The wire that carries electrical energy to a receptacle or other device—in
contrast to a neutral, which carries electricity away again. Normally the black wire. Also see ground. Humidifier
- An appliance normally attached to the furnace, or portable unit device designed to increase the humidity within a room or
a house by means of the discharge of water vapor. Humidstat - A controlling device to regulate or maintain the
desired degree of humidity in a house. Hurricane Clip - Metal straps that are nailed and secure the roof rafters
and trusses to the top horizontal wall plate. Sometimes called a Teco clip. H V A C - An abbreviation for Heat,
Ventilation, and Air Conditioning I-Beam - A steel beam with a cross section resembling the
letter I. It is used for long spans as basement beams or over wide wall openings, such as a double garage door, when
wall and roof loads bear down on the opening. I-Joist - Manufactured structural building component resembling the
letter "I". Used as floor joists and rafters. I-joists include two key parts: flanges and webs. The flange
or from of the I joist may be made of laminated veneer lumber or dimensional lumber, usually formed into a 1 ½" width.
The web or center of the I-joist is commonly made of plywood or oriented strand board (OSB). Large holes can be cut in the
web to accommodate duct work and plumbing waste lines. I-joists are available in lengths up to 60 feet long. Improvements
- Any additions to property which tends to increase its value, such as buildings, streets, sewers, etc. Incandescent
Lamp - A lamp employing an electrically charged metal filament that glows at white heat. A typical light bulb. Index
- The interest rate or adjustment standard that determines the changes in monthly payments for an adjustable rate loan. Infiltration
- The passage of air from indoors to outdoors and vice versa; term is usually associated with drafts from cracks, seams or
holes in buildings. Inside Corner - The point at which two walls form an internal angle, as in the corner of a
room. Insulated Concrete Form (ICF) - It is steel reinforced poured concrete that allows the forms to stay in place
and become a functional part of the house. The walls and floors will be concrete. Insulating Board - Any board
suitable for insulating purposes: usually manufactured board made from vegetable fibers, such as fiberboard. Insulating
Glass - Window or door in which two panes of glass are used with a sealed air space between. Also known as Double
Glass. Insulation Board, Rigid - A structural building board made of coarse wood or cane fiber in 1/2" and 25/32"
thickness. It can be obtained in various size sheets and densities. Insulation - Any material high in resistance
to heat transmission that, when placed in the walls, ceiling, or floors of a structure, and will reduce the rate of heat flow.
Interest - The cost paid to a lender for borrowed money. Interior Finish - Material used to cover the
interior framed areas of walls and ceilings. Interior Trim - General term for al the finish molding, casing, baseboard,
and cornice applied within the building by finish carpenters. Irrigation - Lawn sprinkler system. J Channel
- Metal edging used on drywall to give the edge a better finished appearance when a wall is not "wrapped" Generally, basement
stairway walls have drywall only on the stair side. J-Channel is used on the vertical edge of the last drywall sheet Jack
Post - A type of structural support made of metal, which can be raised or lowered through a series of pins and a screw
to meet the height required. Basically used as a replacement for an old supporting member in a building. See Monopost. Jack
Rafter - A rafter that spans the distance from the wall plate to a hip, or from a valley to a ridge. Jalousie
- A type of window consisting of a number of a long, thin, hinged panels. Jamb - The side and head lining of a
doorway, window, or other opening. Includes studs as well as the frame and trim. Joint - The location between the
touching surfaces of two members or components joined and held together by nails, glue, cement, mortar, or other means. Joint
Cement or Joint Compound - A powder that is usually mixed with water and used for joint treatment in gypsum-wallboard
finish. Often called "spackle" or drywall mud. Joint Tenancy - A form of ownership in which the tenants own a property
equally. If one dies, the other automatically inherits the entire property. Joint Trench - When the electric company
and telephone company dig one trench and "drop" both of their service lines in. Joist - Wooden 2 X 8's, 10's, or
12's that run parallel to one another and support a floor or ceiling, and supported in turn by larger beams, girders, or bearing
walls. Joist Hanger - A metal "U" shaped item used to support the end of a floor joist and attached with hardened
nails to another bearing joist or beam. Jumpers - Water pipe installed in a water meter pit (before the water meter
is installed), or electric wire that is installed in the electric house panel meter socket before the meter is installed.
This is sometimes illegal. Keeper - The metal latch plate in a door frame into which a doorknob plunger latches.
Keyless - A plastic or porcelain light fixture that operates by a pull string. Generally found in the basement,
crawl space , and attic areas. Keyway - A slot formed and poured on a footer or in a foundation wall when another
wall will be installed at the slot location. This gives additional strength to the joint/meeting point. Kiln-Dried-Lumber
- Lumber that has been kiln-dried, generally to a moisture content of 6 to 12 percent. Kilowatt (kw) - One thousand
watts. A kilowatt hour is the base unit used in measuring electrical consumption. Also see watt. King Post - The
central upright piece in a roof truss. King Stud - The vertical "2 X's" frame lumber (left and right) of a window
or door opening, and runs continuously from the bottom sole plate to the top plate. Knee Wall - A low wall resulting
from one-and-one-half-story construction. Knot - In lumber, the portion of a branch or limb of a tree that appears
on the edge or face of the piece. Laminated Beam - A beam made of superimposed layers of similar materials by uniting
them with glue and pressure. Laminated Shingles - Shingles that have added dimensionality because of extra layers
or tabs, giving a shake-like appearance. May also be called "architectural shingles" or "three-dimensional shingles." Laminating
- Bonding together two or more layers of materials. Landing - A platform between flights of stairs or at the termination
of a flight of stairs. Often used when stairs change direction. Normally no less than 3 ft. X 3 ft. square. Lap
- To cover the surface of one shingle or roll with another. Latch - A beveled metal tongue operated by a spring-loaded
knob or lever. The tongue's bevel lets you close the door and engage the locking mechanism, if any, without using a key. Contrasts
with dead bolt. Lateral (electric, gas, telephone, sewer and water) - The underground trench and related services
(i.e., electric, gas, telephone, sewer and water lines) that will be buried within the trench. Lath - A building
material of narrow wood, metal, gypsum, or insulating board that is fastened to the frame of a building to act as a base for
plaster, shingles, or tiles. Lattice - An open framework of criss-crossed wood or metal strips that form regular,
patterned spaces. Ledger (for a Structural Floor) - The wooden perimeter frame lumber member that bolts onto the
face of a foundation wall and supports the wood structural floor. Ledger Strip - A strip of lumber nailed along
the bottom of the side of a girder on which joists rest. Leech Field - A method used to treat/dispose of sewage
in rural areas not accessible to a municipal sewer system. Sewage is permitted to be filtered and eventually discharged
into a section of the lot called a leech field. Legal Description - A written indication of the location and boundaries
of a parcel of land. Reference is generally made to a recorded plat of survey. Let-in Brace - Nominal 1 inch-thick
boards applied into notched studs diagonally. Also, an "L" shaped, long (@ 10') metal strap that are installed by the framer
at the rough stage to give support to an exterior wall or wall corner. Level - True horizontal. Also a tool used
to determine level. Level Payment Mortgage - A mortgage with identical monthly payments over the life of the loan.
Lien - An encumbrance that usually makes real or personal property the security for payment of a debt or discharge
of an obligation. Light - Space in a window sash for a single pane of glass. Also, a pane of glass. Limit
Switch - A safety control that automatically shuts off a furnace if it gets too hot. Most also control blower cycles.
Lineal Foot - A unit of measure for lumber equal to 1 inch thick by 12 inches wide by 12 inches long. Examples:
1" x 12" x 16' = 16 board feet, 2" x 12" x 16' = 32 board feet. Lintel - A horizontal structural member that supports
the load over an opening such as a door or window. Load bearing wall - Includes all exterior walls and any interior
wall that is aligned above a support beam or girder. Normally, any wall that has a double horizontal top plate. Loan
- The amount to be borrowed. Loan to Value Ratio - The ratio of the loan amount to the property valuation and expressed
as a percentage. E.g. if a borrower is seeking a loan of $200,000 on a property worth $400,000 it has a 50% loan to value
rate. If the loan were $300,000, the LTV would be 75%. The higher the loan to value, the greater the lender's perceived risk.
Loans above normal lending LTV ratios may require additional security. Lookout - A short wood bracket or cantilever
that supports an overhang portion of a roof. Lot - A measured amount of property (land) having fixed boundaries.
Lot Line - Then line forming th elegal boundary of a piece of property. Louver - A vented opening into
the home that has a series of horizontal slats and arranged to permit ventilation but to exclude rain, snow, light, insects,
or other living creatures. Lumens - Unit of measure for total light output. The amount of light falling on a surface
of one square foot. Male - Any part, such as a bolt, designed to fit into another (female) part. External threads
are male. Mantel - The shelf above a fireplace opening. Also used in referring to the decorative trim around a
fireplace opening. Manufactured Wood- A wood product such as a truss, beam, gluelam, microlam or joist which is
manufactured out of smaller wood pieces and glued or mechanically fastened to form a larger piece. Often used to create a
stronger member which may use less wood. See also Oriented Strand Board. Manufacturer's Specifications - The written
installation and/or maintenance instructions which are developed by the manufacturer of a product and which may have to be
followed in order to maintain the product warrantee. Maple - Both hard and soft maple are generally light tan and
used in construction where hardness is a major factor. Used for expensive cabingetwork, flooring, doors, and trim. Often used
for interior railings,posts, and furniture. Masonry - Stone, brick, concrete, hollow-tile, concrete block, or other
similar building units or materials. Normally bonded together with mortar to form a wall. Mastic - A pasty material
used as a cement (as for setting tile) or a protective coating (as for thermal insulation or waterproofing) Mechanics
Lien - A lien on real property, created by statue in many years, in favor of persons supplying labor or materials for
a building or structure, for the value of labor or materials supplied by them. In some jurisdictions, a mechanics lien also
exists for the value of professional services. Clear title to the property cannot be obtained until the claim for the labor,
materials, or professional services is settled. Timely filing is essential to support the encumbrance, and prescribed filing
dates vary by jurisdiction. Metal Lath - Sheets of metal that are slit to form openings within the lath. Used as
a plaster base for walls and ceilings and as reinforcing over other forms of plaster base. Metal Wall Ties - Strips
of corrugated metal used to tie a brick veneer wall to a framework. Microlam - A manufactured structural wood beam.
It is constructed of pressure and adhesive bonded wood strands of wood. They have a higher strength rating than solid sawn
lumber. Normally comes in l ½" thickness' and 9 ½", 11 ½" and 14" widths Milar (mylar) - Plastic, transparent copies
of a blueprint. Millwork - Generally all building materials made of finished wood and manufactured in millwork
plants. Includes all doors, window and door frames, blinds, mantels, panelwork, stairway components (ballusters, rail, etc.),
moldings, and interior trim. Does not include flooring, ceiling, or siding. Miter Joint - The joint of two pieces
at an angle that bisects the joining angle. For example, the miter joint at the side and head casing at a door opening is
made at a 45° angle. Modular Construction - Construction in which the size of all the building materials is based
on a common unit of measure. Moisture barrier - A material such as specially treated paper that retards the passage
of vapor or moisture into walls, and prevents condensation with the walls. Molding - A wood strip having an engraved,
decorative surface. Monopost - Adjustable metal column used to support a beam or bearing point. Normally 11 gauge
or Schedule 40 metal, and determined by the structural engineer Mortar - A mixture of cement (or lime) with sand
and water used in masonry work. Mortgage - Loan secured by land. Mortgage Broker - A broker who represents
numerous lenders and helps consumers find affordable mortgages; the broker charges a fee only if the consumer finds a loan.
Mortgage Company - A company that borrows money from a bank, lends it to consumers to buy homes, then sells the
loans to investors. Mortgage Deed - Legal document establishing a loan on property. Mortgagee - The
lender who makes the mortgage loan. Mortgage Loan- A contract in which the borrower's property is pledged as collateral.
It is repaid in installments. The mortgagor (buyer) promises to repay principal and interest, keep the home insured, pay all
taxes and keep the property in good condition. Mortgage Origination Fee - A charge for work involved in preparing
and servicing a mortgage application (usually one percent of the loan amount). Mortise - A slot cut into a board,
plank, or timber, usually edgewise, to receive the tenon (or tongue) of another board, plank, or timber to form a joint. Mudsill
- Bottom horizontal member of an exterior wall frame which rests on top a foundation, sometimes called sill plate. Also sole
plate, bottom member of interior wall frame. Mullion - A vertical divider in the frame between windows, doors,
or other openings. Muntin - A small member which divides the glass or openings of sash or doors. Muriatic
Acid - Commonly used as a brick cleaner after masonry work is completed. Mushroom - The unacceptable occurrence
when the top of a caisson concrete pier spreads out and hardens to become wider than the foundation wall thickness. Nail
Inspection - An inspection made by a municipal building inspector after the drywall material is hung with nails and screws
(and before taping). Natural Finish - A transparent finish which does not seriously alter the original color or
grain of the natural wood. Natural finishes are usually provided by sealers, oils, varnishes, water repellent preservatives,
and other similar materials. NEC (National Electrical Code) - A set of rules governing safe wiring methods. Local
codes—which are backed by law—may differ from the NEC in some ways. Neutral Wire - Usually color-coded
white, this carries electricity from an outlet back to the service panel. Also see hot wire and ground. Newel Post
- The large starting post to which the end of a stair guard railing or balustrade is fastened. Nominal Size - The
size of lumber before dressing, rather than its actual size. Nonbearing Wall - A wall supporting no load other
than its own weight. Nosing - The projecting edge of a molding or drip or the front edge of a stair tread. Notch
- A crosswise groove at the end of a board. Note - A formal document showing the existence of a debt and stating
the terms of repayment. Nozzle - The part of a heating system that sprays the fuel of fuel-air mixture into the
combustion chamber. O C - On-Center - The measurement of spacing for studs, rafters, and joists in a building from
the center of one member to the center of the next. Oak, Red - Hard and tough hardwood used for flooring, interior
trim, stair treads, and railings. Popular as a face veneer plywood for paneling and cabinetwork. A rich light to medium brown
in color. White oak has similar characteristics and applications. Oakum - Loose hemp or jute fiber that's impregnated
with tar or pitch and used to caulk large seams or for packing plumbing pipe joints Open Hole Inspection - When
an engineer (or municipal inspector) inspects the open excavation and examines the earth to determine the type of foundation
(caisson, footer, wall on ground, etc.) that should be installed in the hole. Oriented Strand Board or OSB - A
manufactured 4' X 8' wood panel made out of 1"- 2" wood chips and glue. Often used as a substitute for plywood. Outrigger
- An extension of a rafter beyond the wall line. Usually a smaller member nailed to a larger rafter to form a cornice or roof
overhang. Outside Corner - The point at which two walls form an external angle, one you usually can walk around.
Overhang - Outward projecting eave-soffit area of a roof; the part of the roof that hangs out or over the outside
wall. See also Cornice. Padding - A material installed under carpet to add foot comfort, isolate sound, and to
prolong carpet life. Pad Out, Pack Out - To shim out or add strips of wood to a wall or ceiling in order that the
finished ceiling/wall will appear correct. Paint - A combination of pigments with suitable thinners or oils to
provide decorative and protective coatings. Can be oil based or latex water based. Pallets - Wooden platforms used
for storing and shipping material. Forklifts and hand trucks are used to move these wooden platforms around. Panel
- A thin flat piece of wood, plywood, or similar material, framed by stiles and rails as in a door (or cabinet door), or fitted
into grooves of thicker material with molded edges for decorative wall treatment. Paper, Building - A general term
for papers, felts, and similar sheet materials used in buildings without reference to their properties or uses. Generally
comes in long rolls. Parapet - A wall placed at the edge of a roof to prevent people from falling off. Parting
Stop or Strip - A small wood piece used in the side and head jambs of double hung windows to separate the upper sash from
the lower sash. Particle Board - Plywood substitute made of course sawdust that is mixed with resin and pressed
into sheets. Used for closet shelving, floor underlayment, stair treads, etc. Partition - A wall that subdivides
spaces within any story of a building or room. Passive Solar Heating - Involves capturing, storing, and using solar
radiation (the sun's energy) to heat a dwelling without the use of fans or pumps to circulate the heat. Paver, Paving
- Materials, commonly maso | | | |